Finance for Brother Sewing & Embroidery Machines

OPTION 1 – Interest free credit, for 6 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE
Finance is available on all orders between £599 and £999.99. Hobkirk Sewing Machines can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in-store; you could pay with monthly finance. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

Applicant must be 18 years or over on application date
In permanent UK residence – a minimum of 3 years
Retired from regular employment. Minimum age 50
Not working through disability
Self-Employed
In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

To qualify you need a loan value between £599 and £999.99
ID will be required for application (proof of address & proof of signature)
Novuna Personal Finance full terms and conditions available on application
You will need to visit one of our agents to apply.

Representative Example
Item Value (Cash Price)	£750.00
Total Amount of Credit	£750.00
Agreement Duration	6 Months
Annual Rate of Interest	0% P .A
Representative APR	0% APR
6 Monthly Instalments of	£125.00
Total Amount Payable	£750.00

Credit subject to status and affordability. Terms & Conditions Apply. Hobkirk Sewing Machines Ltd trading as Hobkirk Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through www.fca.org.uk

OPTION 2 – Interest free credit, for 12 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE
Finance is available on all orders between £1000 and £50,000. Hobkirk Sewing Machines can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in-store; you could pay with monthly finance. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

Applicant must be 18 years or over on application date
In permanent UK residence – a minimum of 3 years
Retired from regular employment. Minimum age 50
Not working through disability
Self-Employed
In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

To qualify you need a minimum loan value of £1000
ID will be required for application (proof of address & proof of signature)
Novuna Personal Finance full terms and conditions available on application
You will need to visit one of our agents to apply.

Representative Example
Item Value (Cash Price)	£1,299.00
Total Amount of Credit	£1,299.00
Agreement Duration	12 Months
Annual Rate of Interest	0% P .A
Representative APR	0% APR
12 Monthly Instalments of	£108.25
Total Amount Payable	£1,299.00

OPTION 3 – Interest free credit for 18 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE
Finance is available on all orders between £2,000 and £50,000. Hobkirk Sewing Machines can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in store; pay with monthly finance instalments. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.
Who can apply for finance?

Applicant must be 18 years or over on application date
In permanent UK residence – a minimum of 3 years
Retired from regular employment. Minimum age 50
Not working through disability
Self-Employed
In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

To qualify you need a minimum loan value of £2,000
ID will be required for application (proof of address & proof of signature)
Novuna Personal Finance full terms and conditions available on application
You will need to visit one of our agents to apply.

Representative Example
Item Value (Cash Price)	£3,499.00
Total Amount of Credit	£3,499.00
Agreement Duration	18 Months
Annual Rate of Interest	0% P .A
Representative APR	0% APR
18 Monthly Instalments of	£194.38
Total Amount Payable	£3,499.00

Credit subject to status and affordability. Terms & Conditions Apply Hobkirk Sewing Machines Ltd trading as Hobkirk Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Option 4 - Interest free credit for 24 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE
Finance is available on all orders between £6,000 and £50,000. Hobkirk Sewing Machines can offer you interest-free finance from Novuna Personal Finance. Finance is available on selected machines in store; pay with monthly finance instalments. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.
Who can apply for finance?

Applicant must be 18 years or over on application date
In permanent UK residence – a minimum of 3 years
Retired from regular employment. Minimum age 50
Not working through disability
Self-Employed
In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

To qualify you need a minimum loan value of £6000
ID will be required for application (proof of address & proof of signature)
Novuna Personal Finance full terms and conditions available on application
You will need to visit one of our agents to apply.

Representative Example
Item Value (Cash Price)	£8,999.00
Total Amount of Credit	£8,999.00
Agreement Duration	24 Months
Annual Rate of Interest	0% P .A
Representative APR	0% APR
24 Monthly Instalments of	£374.95
Total Amount Payable	£8,999.00

OPTION 5 – Buy Now Pay Later 14.9% APR Representative.

FINANCE AVAILABLE IN STORE
With our Buy Now Pay Later finance option, place your order with a selected agent and pay nothing for 12 months when you spend over £599. You can then choose to pay the balance in full by the end of the 12 months with a settlement fee of £29 or alternatively spread the cost and pay monthly. See the representative example.

Finance is available on all orders between £599 and £25,000. Hobkirk Sewing Machines can offer you finance from Novuna Personal Finance. Finance is available on selected machines in store. If you would like to apply for finance, please visit one of our listed agents who can talk you through the available monthly finance plans and process your application in minutes.
Who can apply for finance?

Applicant must be 18 years or over on application date
In permanent UK residence – a minimum of 3 years
Retired from regular employment. Minimum age 50
Not working through disability
Self-Employed
In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

To qualify you need a minimum loan value of £599
ID will be required for application (proof of address & proof of signature)
Novuna Personal Finance full terms and conditions available on application
You will need to visit one of our agents to apply.

Representative Example
Item Value (Cash Price)	£750.00
Total Amount of Credit	£750.00
Agreement Duration	48 Months
Deferral Period	12 Months
Annual Rate of Interest	14.90% P .A
Representative APR	14.90% APR
36 Monthly Instalments of	£29.10
Total Amount Payable	£1047.60

COMPLAINTS PROCESS FOR NOVUNA FINANCE
If there's something you're not happy with, we'd like to be informed so we can resolve your issues, please contact us as soon as possible.

You can contact our office team who are here to help and they will try to provide a suitable solution.

Upon receipt of your complaint, we will contact you in 3 working days to resolve your issue.

Our office team will ask you to provide any relevant information which helps us identify the issue you have with your product.

EMAIL
info@hobkirk.co.uk

POST
Hobkirk Sewing Machines
118-130 Darwen Street
Blackburn
BB2 2AJ

ESCALATING THE COMPLAINT
If you wish for your complaint to receive further review, please email us or contact us in writing at the address above.

If you are still unhappy after further escalation and your item has been ordered via Novuna Personal Finance you can also contact Novuna directly to discuss the matter further.